Build credit with rent you already pay.
Report your rent payments to Equifax and TransUnion for as little as $3/month. Canada’s only dual-bureau rent reporting service.
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Build your credit with any payment method
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Report to both credit bureaus
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Save money on financial products
Built for Renters, trusted by Property Managers
Zenbase builds your credit with any landlord and is designed to verify your rent payments regardless of whom you are renting with.
You already pay rent.
Let it build your credit.
Those reporting rent payments see more than 30 points increase in the first 6 months. You can report past rent payments as well to further improve your credit history and build your path to home ownership.
How CreditBuilder works
Confirm your residency
Zenbase confirms your residency either through your landlord’s systems or your lease agreement.
Verify your payments
Zenbase verifies your payments seamlessly both for your current and past rent payments.
Start building credit
We report your rent payments to Equifax and TransUnion to help build your credit history.
Most seamless & affordable way to build credit with rent
Zenbase is the only rent reporting solution in Canada that reports both Equifax and TransUnion and charges 75% less than others.
CreditBuilder
TURN YOUR RENT INTO CREDIT HISTORY-
Discounts available through your property manager
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Report rent to Equifax and TransUnion
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75% cheaper than alternatives
RentHistory
ADD UP TO 24 MONTHS OF YOUR PAST RENT PAYMENTS-
Discounts available through your property manager
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Report past rent to Equifax and TransUnion
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75% cheaper than alternatives
Some Zenbase users have seen their
credit scores increase by 105+ points
On average, users see an increase of 28 points in the first three months.
730
You pay rent. Make it count.
Build verified payment history
Get your rent payments reported to both Equifax and TransUnion to build credit.
Pay rent like you always do
Pay rent as you normally do. Zenbase handles monthly reporting.
Add eligible past rent
Boost your credit history with up to 24 months of previous rent.
Frequently asked questions
Zenbase sends the full rent on the date your first SplitRent payment is successfully completed. You choose that date from the 1st–5th.
Possibly. If your first payment date is after the due date in your lease, ask your landlord whether a grace period or late fee applies.
The first payment is made by e-Transfer. The second is withdrawn using an eligible method you select, such as EFT, Visa Debit or Debit Mastercard.
Choose a second payment date that fits your income schedule. The monthly SplitRent balance must be paid in full by the 26th.
Contact Zenbase support for help with cancellation and any remaining payments.
Contact Zenbase support for help with cancellation and any remaining payments.
Contact Zenbase support for help with cancellation and any remaining payments.
Contact Zenbase support for help with cancellation and any remaining payments.
Sign up in minutes to build credit by paying your rent
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